Auto
Limited Tort: Can not sue another Pennsylvanian passenger vehicle for minor bodily injuries
Full Tort: Can sue anyone for any bodily injury
Uninsured Motorist: When another vehicle hits you and has no insurance, can collect for pain and suffering, and does not cover damage to your vehicle.
Underinsured Motorist: Another vehicle hits you and has less insurance than you.
Comprehensive: Physical damage to the vehicle regarding fire, theft, or glass
Collision: Physical damage to the vehicle when it collides with another vehicle or object
General Liability
Products Completed: It will pay for bodily injury/property damage resulting from faulty work or negligence on the part of an insured
Personal and Advertising Injury Coverage is: covers liability that occurs from libel, slander, false arrest, malicious prosecution, wrongful entry, misappropriation of advertising ideas, infringement of another’s copyright, title or slogan.
Damage to Premises Rented to you: If you are renting or temporarily occupying a property that suffers damage while rented to you or if there is a fire while you are renting or temporarily occupying it with the owner’s permission
Medical: covers bodily injuries of a customer which occurred on premises (Listed on the policy) or operation.